“Personal Information” is information that is personally identifiable like names, addresses, e-mail addresses, or phone numbers, as well as other non-public information that is associated with the foregoing. Personal Information may include information that is personally identifiable information as defined by applicable law.
“Anonymous Information” means information that is not Personal Information; Anonymous Information does not, itself, identify individual persons.
Your Personal Information may be processed by us in the country where it was collected as well as other countries where laws regarding processing of Personal Information may be less stringent than the laws in your country.
Personal Information We Collect
We collect the following Personal Information that you submit to us voluntarily:
- Our Account registration process requires you to provide RuCards with a valid e-mail address as well as a Sign-In name and password of your choice. If you want to use some of the mobile features of the RuCards Services, we will collect your mobile phone number.
- In order to receive payments you make to use the RuCards Services, we collect the information necessary to charge your card, including your full name, zip code, country of residence and credit card number.
- When you contact us by sending us an e-mail, text message, or when you use any of our contact forms, we will collect any information that is contained in your e-mail, text message, or that you enter such forms.
Personal Information Collected Via Technology
As you use the RuCards Services, certain information may also be collected passively, including your Internet protocol (IP) address and the browser that you use to visit the Site. The Services create a log file of the IP addresses of the visitors and Users of the Services. RuCards also stores a small text file called a “Cookie” on your computer to store your login information and your personal preferences for the RuCards Services. RuCards may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them). While you will still be able to use the Services if you disable Cookies in your browser, certain parts of the Services may not function as effectively. You must have Cookies enabled in your web browser to use the RuCards Services. When you send us a text message, we collect the mobile phone number from which you sent us such text message.
Since the foregoing information may be collected when you are signed into the RuCards Services as a User, this information may be associated by us with Personal Information that we have collected from you.
Personal Information Collected From Other Sources
We may receive Personal Information about you from other sources like telephone or fax, or from third parties that provide services for us in connection with the RuCards Services. We may add this information to the information we have already collected from you via our RuCards Services.
Use Of Information We Collect
In general, Personal Information you submit to us is used by us either to register you for our RuCards Services, to provide the RuCards Services to you, to respond to requests that you make, to improve our RuCards Services and to better tailor the features, performance and support of the RuCards Services, and/or to offer you additional information, opportunities, and functionality.
We may also use your Personal Information to provide you with notifications related to your use of the Services (including notifications we may send to your mobile phone) such as OTP, summaries of transactions or the current balance of an Account, with electronic newsletters, or with promotional e-mails, should you request to receive such communications from us.
Please note that the information you provide to the RuCards Services may be accessible by other Users that are using the same Family Account, depending on the setting of this Family Account and your status within such Family Account. Therefore, you should assume that information that you enter into the RuCards Services may be shared with other Users of your Family Account.
We may create Anonymous Information records from Personal Information by excluding information (such as your name) that makes the information personally identifiable to you. We may use this Anonymous Information for internal purposes, such as analyzing usage patterns so that we may enhance our RuCards Services, and we also reserve the right to use and disclose any Anonymous Information at our discretion.
Disclosure of Personal Information
We may provide your Personal Information to third party service providers and suppliers who work on behalf of or with us to provide some of the services and features of the RuCards Services and to help us communicate with Users. Examples of such services include sending e-mail or messages to your mobile phone, processing credit card payments, and providing customer service. However, these service providers and suppliers do not have any independent right to use this information except as to help us providing the Services, to provide you with notification of their services, (e.g., providers through whom you were referred to RuCards) or as otherwise allowed by you or required by law. These service providers may have the same rights to disclose such information as RuCards has under this section “Disclosure of Personal Information”.
Choices Regarding Personal Information
Unsubscribe instructions will accompany each newsletter or promotional communication you receive from us. You may also indicate in your Account preferences that you do not wish to receive newsletters or other promotional communications from RuCards.
Links to Other Web Sites
Security and Confidentiality
RuCards has put in place commercially reasonable and appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. However, no company, including RuCards, can fully eliminate security risks associated with Personal Information.
Changes in this Privacy Statement