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Click to raise ticketFrequently asked questions
How it is different from debit card?
You are getting the most premium reloadable cards along with cashback, reward points, and other offers provided to the customers which are available to most of the credit card users.
Is there any eligibility criteria to get rucards?
You just need to be 18 years or more to be eligible to get the Rucards. You can even issue the Rucards to your children under your name as an add-on.
How do i order Rucards prepaid card?
You just need to sign up on the website, fill in the required personal details and you are ready to use the virtual card. For the physical card, you need to order it from the website or your mobile application.
Can order multiple Rucards?
you can have a single reloadable card but multiple gift cards can be issued
How can i activate my prepaid card?
You need to login into your account on the website/application once you are done with KYC and then you can activate your card.
How do I set my transaction PIN?
You can set your transaction pin by logging in to the website/Application and make the changes.
How can I load my Rucards?
Log into your Rucards account
Enter the amount you want to add and click on ‘Add Money'
You can choose to add money via Credit/Debit card, Net Banking or UPI
You will be redirected to a secure payment page where you need to provide payment details
Once you enter details on your bank’s page & complete the transaction, you will be redirected to Rucards website/App with money added to your Rucards
What is the loading limit for my Rucards?
If you have completed your minimum KYC using an Officially Valid Document (OVD), you can transact and add up to Rs. 10,000 in a month
If you are a Full KYC customer you can add any amount as long as your balance does not exceed Rs.1,00,000 at any point in time
What the documents required for KYC?
Minimum KYC: Provide your name and Unique identification number of any I'd.
Full KYC: For full KYC, You need to provide your Aadhar and PAN number to get it verified.
What are the documents required for KYB?
Click here to know the list of documents required (create a link on click here)
How do I submit the documents?
All the documents can be uploaded online. Once they are verified, then the service will be available to you.
How can I increase my spending limit?
For users with minimum KYC, the limit will be Rs. 10,000 per month. If you wish to increase this limit, you will have to go for full KYC which will give you a limit of Rs. 1,00,000 per month.
How do I withdraw funds from an ATM machine with my Rucards prepaid card?
You can use it as a normal Debit/Credit Card to withdraw funds from ATM Machine.
Unable to use Rucards at ATM?
It can be because of one of the many issues. Please contact customer support. You will get immediate assistance.
What is the fee for ATM withdrawal?
There will be a fee of Rs. 60 on ATM withdrawal.
What is the fees applicable for e-Commerce transactions?
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Why my Rucards is Blocked/Suspended?
It can be because of one of the many issues. Please contact customer support. You will get immediate assistance.
Why my card is inactive?
It can be because of one of the many issues. Please contact customer support. You will get immediate assistance.
I forget my Rucards prepaid card PIN, what do I do?
You can log in to the application or Website and make then changes. If you click on the forgot Pin, you will get an OTP on your registered mobile number and you can change the pin.